Why can a $5 transfer cost $1 on one network and a fraction of a cent on another? In Part 2 of our Crypto Sectors series, we break down smart contract platforms, Layer 1s, Layer 2s, and what low-fee blockchains mean for everyday payments in emerging markets.
When a local currency loses 71% of its dollar purchasing power in a year, you realize that you need financial utlity more than you need a speculative asset. Here is why the Global South splits crypto into digital gold for saving and digital dollars for everyday spending.
When twelve Nigerian women across four countries pooled $6,000 a month in USDT, stablecoins solved the currency problem—until an unverified deposit and a duplicate transfer brought the group chat to a standstill. Here is how a Leeds nurse fixed payment attribution without losing her friendships.
A crypto subaddress is an extra deposit address linked to your main wallet. You can give a different one to each person paying you, or use one for each purpose. Every payment shows which address received it, and all the funds stay in the same wallet.
Three professionals from different corners of tech shared how AI fits into their daily work. Their answers make a practical guide for anyone who wants to use AI well and retain their edge.
For the first time, everyday investors could soon buy US stocks with crypto, using a crypto wallet instead of a traditional broker. If you have ever tried to invest in US stocks from Nigeria and given up out of frustration...
Instead of needing dollars sitting in a domiciliary account before you can even create a card, an app like HostFi lets you fund a USD virtual card straight from Bitcoin, USDT, USDC, Solana, BNB, or Ethereum.
Michael's a student, and his complaint is one almost every Nigerian student will recognize instantly: bank apps that “fall your hand” exactly when you need them, usually while paying for “school stuff” or trying to “withdraw small change” for something urgent.
Ask most Nigerian parents what MMM was, and they will tell you in detail, sometimes with names attached. They understand risk. They have lived through more of it than most twenty-five-year-olds have.
Most people assume the danger is a fake website. In practice, some of the worst breaches have happened on real, trusted sites. The technique is called formjacking, and it belongs to a family of attacks known collectively as Magecart...
What is new is who gets paid. With Circle's USDC or Tether's USDT, the issuer keeps the interest earned on the reserves. That interest income is a large part of how both companies make money.
Bitcoin's price has increasingly tracked the same forces that move tech stocks and other risk assets: how much cheap money is sloshing around the financial system, how nervous or confident investors feel about the broader economy, and what central banks are doing with interest rates.